Senior finance support without the full-time salary
As your business grows, your financial processes need to keep pace. There comes a point where you need more than accurate bookkeeping. You need strategic financial guidance. Our virtual finance management service gives you access to senior financial expertise without the overhead of a full-time executive. At Sceptre Accountancy, we step in with clear, proactive guidance to help you grow and manage risk in your business.
The finance function your business is missing
Monthly management reporting
Cash flow forecasting
Budget setting and review
Board and lender reporting
Systems and process design
Funding and finance support
See what a CFO would tell you
Cash flow forecasting
Cash flow is the lifeblood of your business. Keeping it steady requires looking forward and building a detailed cash flow forecast that predicts your future bank balances based on real business rhythms.
- Tailored forecasts: We build a tailored cash flow forecast for your business that reflects your unique sales cycles, payment terms and seasonality.
- Scenario planning: We will test your cash position against best-case and worst-case scenarios (e.g., delayed client payments, sudden supply chain cost increases, or immediate hiring plans).
- Working capital: Spot bottlenecks in customer collection processes and supplier payment terms and keep cash working in your business.
Growth-focused budgeting
A budget is not a rigid limitation; it’s a financial roadmap aligned with your commercial ambitions.
- Building the budget together: At Sceptre Accountancy, we work directly with you and your team to set realistic revenue targets, gross margins, and operating expense boundaries.
- Budget versus actual: Every month, we track budget vs. actuals to quickly identify overspending, revenue shortfalls, or unexpected operational costs.
- Margin and profit reviews: Our team will take a deep dive into individual department, project, and/or product line margins to ensure your business sees revenue growth that translates into real profit.
Virtual CFO services
Our virtual CFO services provide ongoing strategic financial management, deep performance analysis and KPI development. We will equip you with the processes and financial management required to grow your business value smoothly.
- KPIs and dashboards: Establishing KPIs that are tailored to your industry so you can monitor your business’s health at a glance.
- Systems and processes: Streamlining financial software, automating manual data entry, and fixing messy finance workflows.
- Advice on big decisions: Ongoing guidance for major moves, including fundraising and major capital purchases.
Common questions about Virtual CFO support
If your question is not here, ask us directly. We would rather answer it before you commit to anything.
How is this different from having a bookkeeper?
A bookkeeper records what has happened. A CFO tells you what it means and what to do next. We work on top of your bookkeeping, building the reporting, forecasting and analysis that decisions are made from.
Do you replace our existing finance staff?
Usually not. We work alongside whoever handles your day-to-day processing and take on the reporting and financial guidance above it. Where the systems need reworking, we design that too.
How often would we meet?
Most clients follow a structured monthly cadence. We prepare your comprehensive reporting pack, then host a dedicated strategic meeting to review performance, address risks, and refine immediate targets. We can schedule meetings more frequently during key events like financing rounds or rapid expansions.
What reporting would we actually get?
You receive a tailored monthly management pack including:
- Executive Summary & Commentary
- Rolling Cash Flow Forecasts
- Budget vs. Actual Variance Analysis
- Custom KPI & Dashboard Summary
- Investor, Lender, or Board-Ready Financial Packs (when required)
What does outsourced CFO support cost?
It is scoped to your reporting cycle and the level of involvement you want, and quoted before we start. It is designed to cost considerably less than a full-time finance hire.
Tell us what you need to see
Send us a note and we will come back to you. If it is easier to talk it through, Book a meeting instead.